How to save money online

I finally did it! I pressed the button. There’s no turning back. I said goodbye to my money and spent it on a keyboard. I know maybe I agonized too much about it, but these days every dollar counts. If you like to save money then keep on reading.

Sometimes, all of us need to shop online, and with a little research you can save quite a lot. I was listening to a great personal finance podcast from www.money-guy.com done by Brian Preston where he gave great tips on saving money on online purchases. The moral of the story is that you should compare prices to find the best deal and then buy it in a way that gives you some free money back. Below is what you should do based on the podcast recommendations and my own research.

1. Compare prices -

• Search for products and check prices on Froogle.com

• Compare prices using Pricegrabber.com

Froogle.com is Google’s product search engine and Pricegrabber.com is another great product-comparison site.

2. Get FREE money back -

• Use www.bing.com

Bing is Microsoft’s search engine and a direct response to Google. In order to win customers and get market share Microsoft is giving you FREE MONEY just for using their search engine. It’s very easy to use and a totally legal to game the system. Once you know the product you want look for it on Bing under the shopping tab, see which store offers it, click on the store’s link and as the site loads you’ll see a box saying how big of a percent of your purchase will be set aside into an account associated with a hotmail.com or live.com account. You can save anywhere from 4% up to 20% or more. You will have to sign up for a cashback account with Bing. Once you accumulate at least $5 in savings on purchases you’ve made and that you haven’t returned for about 2 months Microsoft will deposit the money in your PayPal account. Follow this link to learn about the program:

www.bing.com/shopping/pages/howtouse.aspx

*****Until the end of August (or when it runs out of money for this promotion) Bing.com is offering double saving days where the amount of cashback offered by most stores will be doubled. Just in time for back to school.

• Check out www.retailmenot.com

You can search for available coupons on websites you shop at for additional money off your purchase. I really like that the coupons are arranged by how well they have worked for others.

Remember the keyboard I bought for my computer? Here’s what I did. I used the product search engines listed above to find the type of keyboard I wanted. I then went to www.bing.com to see which stores offered a good cashback. I bought the keyboard with 8% cashback that will be deposited to my PayPal account. That made me a happy man.

I hope you enjoyed this post and definitely let me know of more cool ways to save money.

The journey begins

Welcome to the first post of maciejonmoney!

I love talking about personal finance and how to make every dollar go farther. Many of my friends have asked if I have a blog where I share lessons on money I picked up along the way. I finally gave in and decided to share what I found out about saving and making your money work for you.

The purpose of this blog is to share tips on saving and investing money. Everyone can save more and invest it wisely. You do not have to be extremely intelligent or have a lot of time. However, you must be willing to learn and be diligent about implementing what you learn. Don't worry, it'll be fun. With the information from this blog you will be on your way to a richer life.

A little about me. I graduated from college two years ago, and now live in Boston, MA. I started saving when I was still a young boy in Poland and my grandparents gave me money for chocolate. Instead of buying chocolate, I put the money away and saved it. As I got older I learned more about how to save money and what to do with it. Finally the time has come to share the knowledge.

Let's embark together on a journey to living a better and wealthier life.

Maciej